Subcategories
Understanding Your Credit Score Articles
(12/16/2006) Thanks to the Fair Credit Reporting Act, you can now get a free annual credit disclosure from the major credit reporting agencies, Experian, TransUnion, and Equifax. Several are several things to know about this program. How Do You Get a Free Credit Report? You can request a free credit report ...
(8/13/2005) Your credit is one of your most valuable assets and achieving good credit is an important part of responsibly managing your credit. To understand your credit score, you should first have a grasp of how credit scores are compiled and maintained. In the United States, three major companies compile ...
(7/17/2005) Credit reports can be mysterious, simply because of some common myths surrounding credit reports. For example, some people think that credit reports are only available to a few people. In actuality, anyone who has a legitimate business reason for viewing your report can pay a fee and get a copy ...
(6/14/2005) It was incredibly easy to let your credit card debt get out of hand. Then you couldn’t meet the minimum payments and you ended up not paying anything for a couple of months. The collection phone calls started, the finance and late fees mounted quickly and you just couldn’t seem to ...
(6/11/2005) Many people have the idea that having no credit card debt means they are a better credit risk than the person with extensive debt. While that may very well be true, zero debt isn’t necessarily going to net you a favorable response from a potential creditor. To better understand how credit ...
(6/10/2005) An important part of managing personal finances is keeping an eye on your credit report. Why? Because credit reports are compiled by companies (made up of people), and reports to your credit score are made by people, and with every transaction reported there’s a potential for a mistake. ...
Premium Article -